Happy New Year 2026 Greetings Could Empty Your Bank Account: Cybercriminals Poised to Exploit Festive Season, Experts Warn

As the world prepares to welcome 2026, cybercriminals are also gearing up to exploit unsuspecting users. Experts warn that fake New Year greetings circulating via WhatsApp, social media, and email could compromise smartphones and bank accounts, leading to significant financial losses.

Cyber Threats on the Rise During Festive Season
In today’s digital era, New Year greetings come in multiple formats—GIFs, stickers, short videos, and virtual cards. While these messages seem harmless, they often carry malicious links or APK files that give scammers full control over users’ devices and digital wallets. According to Professor Triveni Singh, a cybersecurity expert and former IPS officer, such festive scams see a spike during the New Year period when people are distracted by celebrations and social interactions.

Small Mistakes Can Lead to Big Losses
Professor Singh emphasizes that even a minor lapse, such as clicking an unknown link, can allow cybercriminals to take over a smartphone. Once compromised, they can drain bank accounts, access digital wallets, and steal personal information within minutes.

APK Files Pose the Greatest Risk
According to Professor Singh, APK files are among the most dangerous tools for cyber fraud. Once installed, criminals can monitor your screen, read messages, capture OTPs, and gain direct access to banking applications—essentially taking control of your device while it remains physically in your hands.

Social Media Connections Can Be Traps
Recent cybercrime trends show that criminals often start by connecting via social media using fake profiles. They gradually build trust and exploit special occasions, such as New Year greetings, to trick victims into clicking malicious links. A message from a seemingly familiar contact can actually be a sophisticated trap.

Precautions to Stay Safe
To protect yourself from such cyber threats:

• Never click links or APK files from unknown numbers or profiles.
• Avoid downloading unverified or unfamiliar applications.
• Strengthen privacy settings on social media accounts.
• Verify any bank-related messages through official channels.
• Never share OTPs, CVV, PINs, or banking credentials.
• Be cautious of digital gifts or rewards from unknown sources.

With vigilance and proper digital hygiene, users can enjoy the festive season without falling prey to cyber fraud.