Planning to Study or Work in the UK? Here’s How Much Money Indian Applicants Must Have

The United Kingdom remains one of the most popular destinations for Indians seeking higher education and employment. From prestigious universities like Oxford and Cambridge to global corporate offices of Google, Microsoft, and hundreds of healthcare and finance companies, the UK offers immense opportunities.

However, one of the key requirements for obtaining a UK visa is proof of sufficient funds. Even if you have university admission or a company sponsorship, your visa application may be denied if you cannot demonstrate financial readiness to support yourself during your stay.

Financial Requirements for Students
For Indian students applying for a Student Visa, the financial requirement is stringent:

• Studying in London: Students must have at least £1,334 per month (~₹1.55 lakh), totaling £12,006 (~₹14 lakh) for a 9-month course.
• Studying outside London: A minimum of £9,207 (~₹10.5 lakh) for a 9-month course is required.

Applicants must show that the funds have been maintained in their bank account for at least 28 consecutive days prior to applying. Bank statements usually serve as proof of financial stability.

Financial Requirements for Workers
For Indian professionals applying for a Skilled Worker Visa, the UK government requires proof of at least £1,270 (~₹1.48 lakh) in savings. This ensures applicants can cover initial living expenses during their first few weeks in the UK. Like students, this balance must remain stable in the account for 28 consecutive days before the application.

Meeting these financial criteria is crucial for visa approval. Applicants should carefully prepare their documentation to avoid delays or rejections.