Planning to Study in Canada? Expect to Spend ₹24 Lakh Annually on Tuition, Living, and Other Expenses

Canada remains one of the most sought-after destinations for higher education, attracting over 400,000 Indian students every year. However, pursuing a degree in Canada comes with significant costs, including tuition fees, living expenses, and other miscellaneous charges. According to official data from the Canadian government, here is a breakdown of what students can expect to spend in 2026.

Tuition Fees
Foreign students in Canada pay higher tuition fees compared to domestic students.

• Bachelor’s Programs: On average, international students pay CAD 36,100 annually (approximately ₹23–24 lakh).
• Master’s Programs: Tuition costs average CAD 21,100 annually (around ₹13–14 lakh).
• Fees vary by program—courses in medicine or MBA programs are more expensive, while humanities courses cost less.

Colleges and Diploma Courses
Colleges and diploma programs are generally more affordable, with tuition fees ranging from CAD 7,000 to 22,000 per year. These courses are popular among Indian students because they are shorter in duration and skill-focused, increasing job prospects in sectors like healthcare, IT, and hospitality.

Living and Food Expenses
Tuition is only part of the overall cost. International students should budget around CAD 15,000 annually (roughly ₹9.75 lakh) for accommodation, food, transport, and other essentials.

• Rent: CAD 500–2,000 per month, depending on the city.
• Food: CAD 240–480 per month.
• Transport: CAD 80–150 per month.

Health Insurance
Health insurance is mandatory for Indian students. Monthly premiums typically range from CAD 75–120, although some provinces provide free healthcare after a waiting period.

Other Expenses

• Study permit fees: CAD 150
• Biometric fees: CAD 85
• Books and study materials: CAD 500–1,000 per year
• Miscellaneous: phone, internet, winter clothing

Student Visa Requirements
To obtain a Canadian student visa, candidates must demonstrate sufficient funds to cover tuition and living expenses. Proof can be shown via bank statements, savings, or education loan certificates. Additionally, students need to provide their admission offer letter, IELTS score, passport, and educational certificates.

Conclusion
Indian students planning to study in Canada should carefully calculate their total annual expenses, which can exceed ₹24 lakh for a bachelor’s program, before applying. Proper financial planning is essential to ensure a smooth and successful study experience abroad.