New Delhi, India: Young professionals are redefining financial transparency, and a Bengaluru-based data engineer provides a striking example. In a recent Instagram video, @thinking.mori revealed her monthly income and detailed expenses, showing how a high-earning professional manages her finances.
Income and Major Expenses
She earns ₹3 lakh per month, of which slightly over ₹2 lakh goes toward essential expenditures such as rent, utilities, and investments. Her monthly rent for her apartment is ₹20,000, which includes electricity, water, and Wi-Fi. She also pays ₹5,000 to her domestic helper, bringing her basic living costs to ₹25,000.
A significant portion of her expenses is dedicated to an EMI of ₹30,000 for an apartment she bought for her parents. She explained, “I know a house is a liability, but some things are emotional. I wanted to do this for my parents because they’ve done so much for me.”
Other Monthly Expenses
- Grocery: ₹8,000
- Eating out: ₹2,000
- Personal care, skincare, gifts, vitamins, and body care: ₹5,000
- Gym membership, personal trainer: ₹12,000
- Subscriptions (Netflix, Apple TV, etc.): ₹300
Investments
She invests ₹1 lakh every month via a Systematic Investment Plan (SIP). She currently does not contribute to her emergency fund, which already covers six months of expenses, and also occasionally invests in gold. In total, her monthly expenses and investments amount to approximately ₹2,12,000.
Travel and One-Time Expenses
Travel expenses are separate from her monthly budget. In 2025, she reportedly spent ₹7 lakh on travel. She also keeps aside money for one-time expenses such as buying a new phone, attending weddings, and saving for her own future wedding.
This detailed transparency by a young professional demonstrates a growing trend of openly sharing income, expenses, and investments to educate and inspire peers about financial planning.
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